Desert Financial Credit Union
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  • New Loans and Accounts: 602-433-5626
  •  Service: 602-433-7000
  •  Routing # 122187238
  • PERSONAL
  • BUSINESS
  • NEWS & KNOWLEDGE
  • WHY CHOOSE US
    • Group of six Desert Financial Credit Union team members from the Scottsdale Kierland branch, posing at front counter
      Banking with Us

      • MemberPass
    • Woman smiling, resting her head on her hands folded at a table
      Make the Switch

    • Couple taking a selfie outside on the steps with their dog.
      Relationship Rewards

      • Member Giveback Bonus
      • Refer a Friend
    • Six Desert Financial team members standing around a table of school supplies
      Sharing Success

    • A banker and a credit union member sitting and shaking hands over the banker’s office desk.
      What's Different

  • CHECKING & SAVINGS
    • Three friends laughing at lunch together.
      Checking Overview

      • Free Checking
      • Online & Mobile Banking
      • Digital Wallet
      • Mobile Payment Apps
      • Account Features
    • Couple and their child all riding bicycles down the street together.
      Savings Accounts

      • Money Market Accounts
      • Savings Certificate
      • IRA Certificates
      • IRA Savings
      • Health Savings Account
    • Senior couple meeting and talking with a banker at his office desk.
      Other Savings Accounts

      • Holiday Savings
      • Savings
      • Jumbo Certificate
      • College Savings Certificate
    • Identity Theft Protection Service

  • LOANS
    • Couple reviewing pricing information together in front of a new car inside an auto dealership.
      Auto Loans Overview

      • Auto Refinancing
      • Auto Purchase Loan
      • Graduate Auto Loan Program
      • Recreational Vehicle Loan
      • Protect Your Car
      • Dealership Purchase
    • Beautiful two-story desert home in a desert landscape setting.
      Home Loans Overview

      • Mortgage Loans
      • Mortgage Refinancing
      • Home Equity Line of Credit
      • Jumbo Loans - Home Lending
      • Mortgage Payment Assistance
    • Couple relaxing and smiling in their outside lounging patio chairs.
      Personal Loans

      • Personal Line of Credit
      • Signature Loans
  • CREDIT CARDS
    • Woman on her cell phone smiling and reading off her credit card information.
      Card Comparison

      • Visa Platinum Card
      • Visa Everyday Rewards Plus
      • Visa Max Cash Preferred Card
      • Visa College Real Rewards Card
  • WEALTH MANAGEMENT
    • Couple at an outdoor restaurant smiling and looking down at woman’s cell phone together.
      Investments

      • Advisors
    • Blue and orange umbrellas falling from the sky.
      Insurance Services

      • Request a Quote
    • Senior couple smiling and looking at each other, tablet while sitting on their sofa.
      Senior Market Insurance

      • Advisors
    • Couple sitting at an office desk with their banker, reviewing banking options.
      Wills and Trusts

      • Estate Planning Specialists
    • Community members attending a complimentary financial seminar from Desert Financial.
      Seminars

      • Medicare Seminars
      • Wealth Management Events
      • Wills & Trust Seminars
  • ABOUT US
    • Three young boys in school uniforms listening to their teacher.
      Commitment to Education

    • Financial Health Hub

    • Two Desert Financial Credit Union team members helping children at a recent Sharing Success community volunteer event.
      Community Overview

      • Desert Financial Foundation
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Desert Financial account features

  • Home
  • PERSONAL
  • Checking & Savings
  • Checking Overview
  • Account Features

Using Your Account

There is more to your Desert Financial accounts than the card you carry in your wallet or the checks you write. For instance, you receive Visa®'s Zero Liability Fraud Protection when you choose to sign for debit card purchases instead of using your PIN. You also have 24-hour online access to transfer money, pay bills and review your account through Online Banking.

DIRECT DEPOSIT

Send your paycheck automatically to your checking or savings account, for streamlined funds.
LEARN MORE

DEBIT CARD

Access funds from your checking or Membership Savings account, make purchases or shop online.LEARN MORE

VIEW OR REORDER CHECKS

Obtain and monitor checks on applicable checking and money market accounts in Online Banking.
LEARN MORE

COURTESY OVERDRAFT COVERAGE

Cover checks and electronic items that would otherwise be returned for insufficient funds.
LEARN MORE

WIRES AND TRANSFERS

Arrange automatic payments, get details on incoming transfers or wire money to another country.
LEARN MORE

IDENTITY PROTECTION

Identity theft can wipe out savings, damage credit, even impact your ability to get a job. The key to protection is prevention.
LEARN MORE

WE'VE GOT YOUR NUMBER

Access easy-to-navigate instructions so that you can quickly locate the account information you’re looking for.
LEARN MORE

*Personal checking overdraft protection may also be available from an approved savings account or line of credit.

WE'RE HERE TO HELP. NEW ACCOUNTS: (602) 433-5626 SERVICE: (602) 433-7000
  • PERSONAL
  • Savings
  • Account Features
  • Auto Loans
  • Home Loans
  • Personal Loans
  • Credit Cards
  • Will and Trust Services
  • Insurance
  • Identity Protection
  • Fee Schedule
  • BUSINESS
  • Business Checking
  • Business Savings
  • Business Loans
  • Credit Cards
  • WHY CHOOSE US
  • Banking with Us
  • Switch Kit
  • Relationship Rewards
  • Sharing Success
  • Careers
  • Locations
  • Contact Us
  • Site Availability
  • Site Map
  • Terms and Conditions
  • Legal
  • Privacy Policy
  • Frequently Asked Questions
  • Press Kit
© 2023 Desert Financial Credit Union
Federally insured by NCUA
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Equal House Lender logo Equal Housing Opportunity
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