Desert Financial card

WE’VE GOT YOUR NUMBER

Learn where to find the account numbers that you need.

Setting up your direct deposit? Making payments to an outside account? This page offers easy-to-navigate instructions so that you can quickly locate the account information you’re looking for.

Our routing and transit number is 122187238. You will need this number to set up Direct Deposit, integrate Quicken software with your accounts and more. Our routing number can also be found on the top right corner of the Desert Financial homepage.



You’ll need our routing number and your 14-digit account number to set up funds to be directly deposited into your Desert Financial account. Here’s how to find the numbers you need:

  • Our routing and transit number: 122187238
  • Your 14-digit account number: Log into Online Banking and click the name of the account you want your funds deposited into. Click on the Account Details tab and look for the DIRECT DEPOSIT AND ACH TRANSACTIONS ACCOUNT NUMBER located about halfway down the page.


Not enrolled in Online Banking?

Your account number is also located at the bottom (center) of your Desert Financial checks, after our routing number.

Desert Financial members can send money to a person or business by ACH (Automated Clearing House) transaction. To do this, you’ll need your ACH Transaction Number, located on the Account Details tab in Online Banking.

To find it:

  • Log into Online Banking and click the name of the account you want your funds deposited into. Click on the Account Details tab and look for the DIRECT DEPOSIT AND ACH TRANSACTIONS ACCOUNT NUMBER located about halfway down the page.


Not enrolled in Online Banking?

Your account number is also located at the bottom (center) of your Desert Financial checks, after our routing number.

If someone is wiring money to your account, they will need the Incoming Wires Account Number located on your Account Details tab in Online Banking.

Here’s how to locate it:

  • Log into Online Banking and click the name of the account you want your funds deposited into. Click on the Account Details tab and look for the INCOMING WIRES ACCT NUMBER located about halfway down the page, underneath your Direct Deposit number.

Not enrolled in Online Banking?

Your account number is also located at the bottom (center) of your Desert Financial checks, after our routing number.



If you’re reordering checks, you’ll need to provide two numbers found in your Online Banking — our routing number and your MICR Account Number.

  • Our routing and transit number: 122187238
  • Your MICR Account Number: Log into Online Banking and click the name of the account you want to order checks for. Click on the Account Details tab and look for the MICR ACCOUNT NUMBER located about halfway down the page, directly above our routing number.

Not enrolled in Online Banking?

Your account number is also located at the bottom (center) of your Desert Financial checks, after our routing number.



You will need your member number to register for Online Banking, and for verification purposes when you call Desert Financial for member assistance. Your member number can be found in the welcome folder you received when you opened your account. It is also located in the top right corner of your monthly paper or electronic statement.



Not enrolled in Online Banking yet?

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