Our routing and transit number is 122187238. You will need this number to set up Direct Deposit, integrate Quicken software with your accounts and more. Our routing number can also be found on the top right corner of the Desert Financial homepage.

You’ll need our routing number and your 14-digit account number to set up funds to be directly deposited into or a payment to be pulled from your Desert Financial account. Here’s how to find the numbers you need:

• Our routing and transit number: 122187238
• Your 14-digit account number: Log into Online Banking and click the name of the account you want your funds deposited into. Click on the Account Details tab and look for the DIRECT DEPOSIT AND ACH TRANSACTIONS ACCOUNT NUMBER located about halfway down the page.
• If your 14-digit account number starts with “0,” you must include the zeros as well as the last 4 digits after the dash (this indicates if it’s your checking account, savings account, Money Market account, etc.).
• Do not include the dash. Including the dash could prevent your funds from being deposited or paid.
  Example: 00045678900400

Not enrolled in Online Banking?

Your account number is also located at the bottom (center) of your Desert Financial checks, after our routing number.

Desert Financial members can send money to a person or business by ACH (Automated Clearing House) transaction. To do this, you’ll need your ACH Transaction Number, located on the Account Details tab in Online Banking.

To find it:

• Our routing and transit number: 122187238
• Your 14-digit account number: Log in to Online Banking and click the name of the account you want your funds deposited into. Click on the Account Details tab and look for the DIRECT DEPOSIT AND ACH TRANSACTIONS ACCOUNT NUMBER located about halfway down the page.
• If your 14-digit account number starts with “0,” you must include the zeros as well as the last 4 digits after the dash (this indicates if it’s your checking account, savings account, Money Market account, etc.).
• Do not include the dash. Including the dash could prevent your funds from being deposited or paid.
  Example: 00045678900400

Not enrolled in Online Banking?

Your account number is also located at the bottom (center) of your Desert Financial checks, after our routing number.

If someone is wiring money to your account, they will need the Incoming Wires Account Number located on your Account Details tab in Online Banking.

Here’s how to locate it:

• Log into Online Banking and click the name of the account you want your funds deposited into. Click on the Account Details tab and look for the INCOMING WIRES ACCT NUMBER located about halfway down the page, underneath your Direct Deposit number.
• If your 14-digit account number starts with “0,” you must include the zeros as well as the last 4 digits after the dash (this indicates if it’s your checking account, savings account, Money Market account, etc.).
• You must include the dash. Not including the dash could prevent the incoming wire.
  Example: 0004567890-0400

Wire Transfers - Domestic

Must be performed in-branch Monday-Friday 9:00 a.m. - 1:00 p.m. to be delivered same day. After 1:00 p.m. will go out next business day wet signature is required.

Items needed to perform wires:

Beneficiary (receiver):

• Name
• Address
• Routing and Account number
• Special Instructions, If any

Wire Transfer - International

Must be performed in-branch Monday-Friday 9:00 a.m. - 1:00 p.m. to ensure proper exchange rate and requires wet signature on disclosures.

Items needed to perform wire:

• Currency being sent: US Funds or Other Currency
• Receiving Institutions:
• Name
• Address, city
• Appropriate bank code: IBAN, CLAVE, or SWIFT/BIC number
• Special Instructions, If any
• Beneficiary (receiver) Name, Full Address, Contact Number
• Account number and account type

If you’re reordering checks, you’ll need to provide two numbers found in your Online Banking — our routing number and your MICR Account Number.

• Our routing and transit number: 122187238
• Your MICR Account Number: Log into Online Banking and click the name of the account you want to order checks for. Click on the Account Details tab and look for the MICR ACCOUNT NUMBER located about halfway down the page, directly above our routing number.

Not enrolled in Online Banking?

Your account number is also located at the bottom (center) of your Desert Financial checks, after our routing number.

You will need your member number to register for Online Banking, and for verification purposes when you call Desert Financial for member assistance. Your member number can be found in the welcome folder you received when you opened your account. It is also located in the top right corner of your monthly paper or electronic statement.