Free checking account from Desert Financial.

WHEN WE SAY FREE CHECKING, WE MEAN IT

No monthly service fees. No minimum balance. No hassles.

Why should you pay to spend your own money? With a Free Checking account from Desert Financial, you can keep more of your hard-earned dollars for the important things — like dinner with good friends, family vacations or tickets to the big game.

STOP PAYING FOR CHECKING
The average checking account costs around $120 in monthly service fees each year. That's enough money for:
25 lattes

OR

An annual video-streaming subscription,

OR

2 plane tickets from Phoenix to Los Angeles.
 
GET MY FREE ACCOUNT

When you open a Free Checking account at Desert Financial, you become a member of the credit union. We’re local to Arizona, so we’ll be here whenever you need us! As a member, you’ll save on monthly checking fees while enjoying convenient digital access to your accounts.

MOBILE BANKING

We’re local to Arizona, but you can do your banking wherever you go with our online banking and mobile app.

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MOBILE DEPOSITS

Save yourself a trip and deposit your check with the Desert Financial app.

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RELATIONSHIP
REWARDS

The more you do with us, the more you get back! See how with our Relationship Rewards program.

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SWITCH KIT

Already have a checking account with another bank or credit union? No worries. Our easy-to-use Switch Kit makes moving your accounts a breeze!

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GET MY FREE ACCOUNT
 

Primary account holder must be 18 years or older and meet Desert Financial’s membership eligibility and credit qualification requirements, including opening a Membership Savings account with a minimum balance of $25. Checking is free; however, fees incurred – such as a stop payment or NSF fee – will apply. For complete terms and conditions, refer to the published Statements of Terms, Conditions and Disclosures booklet.