College Savings Certificate

COLLEGE SAVINGS CERTIFICATE

Looking for an easy way to save for your child's education?

You can jumpstart your educational investment by opening a Desert Financial College Savings Certificate with as little as $1,000. Even better, because this account is meant to fund educational advancement, Desert Financial automatically gives you the highest rate available for a one-year premium certificate.

Key Features

No monthly or annual service fees
Minimum $25 monthly transfer or payroll deduction¹
$1,000 minimum balance
Competitive fixed rate²
One-year term³
Free Online Banking, eStatements and Phone Banking

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APY = Annual Percentage Yield. Dividends reported annually via 1099-INT. Consult your tax adviser regarding your individual tax situation. Certificate holder must be a member under age 18. ¹Waived with opening deposit of $5,000 or more, or when account reaches a $5,000 balance. ²Dividend penalties apply for early withdrawal; waived with proof of high school graduation or certificate holder reaching age 18. Rates are based on the date/time that funds are received and processed. ³The term will renew automatically at our current rate if no action is taken at certificate maturity.

For additional information regarding fees, please refer to the Fee Schedule.