Home equity

Jumbo Certificate

Do you have a substantial amount you want to invest securely?
Are you seeking the freedom to transfer monthly earnings?
Would you like to earn the most competitive rate available?
Find A Branch
At a Glance

A Desert Financial Jumbo Savings Certificate will work to deliver results aligned with your savings strategy. If you wish to continue earning after the certificate reaches maturity, simply take no action and it will renew automatically for the same term at our current rate. Your dividends may be reinvested in your certificate or transferred to a designated Desert Financial account.1

Key Features
  • No monthly or annual service fees
  • $100,000 minimum balance
  • Competitive fixed rate2 as high as 2.32% APY
  • Terms available from six months to five years
  • Free Online Banking, eStatements and PAL

APY = Annual Percentage Yield

Dividends reported annually via 1099-INT. Consult your tax adviser regarding your individual tax situation.
1Dividends are credited and compounded monthly.
2Dividend penalties apply for early withdrawal. Rates are based on the date/time that funds are received and processed.

For additional information regarding fees, please refer to the Fee Schedule.