Desert Financial Credit Union
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  • New Loans and Accounts: 602-433-5626
  •  Service: 602-433-7000
  •  Routing # 122187238
  • PERSONAL
  • BUSINESS
  • NEWS & KNOWLEDGE
  • WHY CHOOSE US
    • Group of six Desert Financial Credit Union team members from the Scottsdale Kierland branch, posing at front counter
      Banking with Us

      • MemberPass
    • Woman smiling, resting her head on her hands folded at a table
      Make the Switch

    • Couple taking a selfie outside on the steps with their dog.
      Relationship Rewards

      • Member Giveback Bonus
      • Refer a Friend
    • Six Desert Financial team members standing around a table of school supplies
      Sharing Success

    • A banker and a credit union member sitting and shaking hands over the banker’s office desk.
      What's Different

  • CHECKING & SAVINGS
    • Three friends laughing at lunch together.
      Checking Overview

      • Free Checking
      • Online & Mobile Banking
      • Mobile Pay
      • Mobile Payment Apps
      • Account Features
    • Couple and their child all riding bicycles down the street together.
      Savings Accounts

      • Money Market Accounts
      • Savings Certificate
      • IRA Certificates
      • IRA Savings
      • Health Savings Account
    • Senior couple meeting and talking with a banker at his office desk.
      Other Savings Accounts

      • Holiday Savings
      • Savings
      • Jumbo Certificate
      • College Savings Certificate
    • Identity Theft Protection Service

  • LOANS
    • Couple reviewing pricing information together in front of a new car inside an auto dealership.
      Auto Loans Overview

      • Auto Refinancing
      • Auto Purchase Loan
      • Graduate Auto Loan Program
      • Recreational Vehicle Loan
      • Protect Your Car
      • Dealership Purchase
    • Beautiful two-story desert home in a desert landscape setting.
      Home Loans Overview

      • Mortgage Loans
      • Home Equity Line of Credit
      • Jumbo Loans - Home Lending
      • Mortgage Payment Assistance
      • Home Warranty Plans
    • Couple relaxing and smiling in their outside lounging patio chairs.
      Personal Loans

      • Personal Line of Credit
      • Signature Loans
  • CREDIT CARDS
    • Woman on her cell phone smiling and reading off her credit card information.
      Card Comparison

      • Visa Platinum Card
      • Visa Everyday Rewards Plus
      • Visa Max Cash Preferred Card
      • Visa College Real Rewards Card
  • WEALTH MANAGEMENT
    • Couple at an outdoor restaurant smiling and looking down at woman’s cell phone together.
      Investments

      • Advisors
    • Blue and orange umbrellas falling from the sky.
      Insurance Services

      • Request a Quote
    • Senior couple smiling and looking at each other, tablet while sitting on their sofa.
      Senior Market Insurance

      • Advisors
    • Couple sitting at an office desk with their banker, reviewing banking options.
      Wills and Trusts

      • Estate Planning Specialists
    • Community members attending a complimentary financial seminar from Desert Financial.
      Seminars

      • Medicare Seminars
      • Wealth Management Events
      • Wills & Trust Seminars
  • ABOUT US
    • Three young boys in school uniforms listening to their teacher.
      Commitment to Education

    • Financial Health Hub

    • Two Desert Financial Credit Union team members helping children at a recent Sharing Success community volunteer event.
      Community Overview

      • Desert Financial Foundation
  • SIGN IN 
  • OPEN A NEW ACCOUNT

Savings Accounts Designed to Meet Your Needs

Whether you’re saving for a dream vacation, wedding, new home, college, or retirement, Desert Financial has the right account for you — both today and wherever life takes you tomorrow.

FEATURES MEMBERSHIP SAVINGS MONEY MARKET ACCOUNTS SAVINGS CERTIFICATES INDIVIDUAL RETIREMENT ACCOUNTS (IRAs) HEALTH SAVINGS ACCOUNTS
Perfect for general savings. This account is required to become a member.1 Earn higher dividends while still having access to your money. Save for future goals and earn higher dividends. Choose from a Roth or Traditional IRA. Save for health related expenses and earn dividends too.
Opening Minimum Balance $25 $2,000 $1,000 None None
Recurring Deposits Allowed
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Automatic Deposits Available icon-checkmark icon-checkmark

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Free online banking
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1All Members must meet eligibility requirements, and open a Membership Savings account with an initial deposit of $25.  
2Up to maximum annual contribution limits.

WE'RE HERE TO HELP. NEW ACCOUNTS: (602) 433-5626 SERVICE: (602) 433-7000
  • PERSONAL
  • Savings
  • Account Features
  • Auto Loans
  • Home Loans
  • Personal Loans
  • Credit Cards
  • Will and Trust Services
  • Insurance
  • Identity Protection
  • Fee Schedule
  • BUSINESS
  • Business Checking
  • Business Savings
  • Business Loans
  • Credit Cards
  • WHY CHOOSE US
  • Banking with Us
  • Switch Kit
  • Relationship Rewards
  • Sharing Success
  • Careers
  • Locations
  • Contact Us
  • Site Availability
  • Site Map
  • Terms and Conditions
  • Legal
  • Privacy Policy
  • Frequently Asked Questions
  • Press Kit
© 2023 Desert Financial Credit Union
Federally insured by NCUA
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Equal House Lender logo Equal Housing Opportunity
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