Savings Accounts
The best things in life are free. After that, the right personal savings account can come in pretty handy.
Savings Accounts Designed to Meet Your Needs
Whether you’re saving for a dream vacation, wedding, new home, college, or retirement, Desert Financial has the right account for you — both today and wherever life takes you tomorrow.
| FEATURES | MEMBERSHIP SAVINGS | MONEY MARKET ACCOUNTS | SAVINGS CERTIFICATES | INDIVIDUAL RETIREMENT ACCOUNTS (IRAs) | HEALTH SAVINGS ACCOUNTS |
|---|---|---|---|---|---|
| Perfect for general savings. This account is required to become a member.1 | Earn higher dividends while still having access to your money. | Save for future goals and earn higher dividends. | Choose from a Roth or Traditional IRA. | Save for health related expenses and earn dividends too. | |
| Opening Minimum Balance | $25 | $2,000 | $1,000 | None | None |
| Recurring Deposits Allowed |
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2 |
2 |
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| Automatic Deposits Available | |
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2 |
Free online banking |
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1All Members must meet eligibility requirements, and open a Membership Savings account with an initial deposit of $25.
2Up to maximum annual contribution limits.