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New Loans and Accounts: 602-433-5626
Service: 602-433-7000
Routing # 122187238

Live in the HOME
you've always dreamed of

When you need a larger amount to help you buy your dream home or refinance your existing mortgage, Desert Financial is the partner you can trust to help you get there.

Whether you’re looking at a primary residence or a vacation home, we have jumbo loan options that can meet your needs. Apply now, visit a branch or call 602-433-HOME (4663) and let us help make your dreams a reality.

Apply Now

You’ll enjoy these benefits:

15-year fixed-rate products
30-year fixed-rate products
As low as 3% down available, 97% LTV
Purchase or refinance
Local servicing offered on most loans
Primary and second/vacation homes eligible

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Best Time To Call

Any
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Afternoon
Evening
Weekend

Mortgage Type: Purchase Refinance

I'm a Desert Financial Member

DETAILS

MORTGAGE PURCHASE

RATE

APR

POINTS

30 Year Fixed Rate

7.25%

7.430%

1.250%

Jumbo 15 Year Fixed Rate

6.875%

7.112%

1.250%

Purchase Rate Assumptions and APR Information

Today's purchase rates are based on the purchase of a single-family, primary residence, a credit score of 740

NON-CONFORMING LOAN

Jumbo 15 Year Fixed Rate

Interest Rate

APR

Purchase Price

Down Payment

Loan Amount

Term

Monthly Payment

6.875%

7.112%

$1,100,000

28%

$795,000

15 years

$7,063.49

Rates valid on October 2, 2023. Estimated monthly payment does not include taxes and insurance which will result in a higher monthly payment. For borrowers with less than 20% down payment, mortgage insurance may be needed which could increase the monthly payment and APR. Additional loan programs are available.

Jumbo 30 Year Fixed Rate

7.125%

7.285%

1.375%

Purchase Rate Assumptions and APR Information

Today's purchase rates are based on the purchase of a single-family, primary residence, a credit score of 740

NON-CONFORMING LOAN

Jumbo 30 Year Fixed Rate

Interest Rate

APR

Purchase Price

Down Payment

Loan Amount

Term

Monthly Payment

7.125%

7.285%

$1,100,000

28%

$795,000

30 years

$5,335.85

Jumbo 5/6 ARM

6.75%

7.863%

1.750%

Purchase Rate Assumptions and APR Information

Today's purchase rates are based on the purchase of a single-family, primary residence, a credit score of 740

NON-CONFORMING LOAN

Jumbo 5/6 ARM

Interest Rate

APR

Purchase Price

Down Payment

Loan Amount

Term

Monthly Payment

6.75%

7.863%

$1,100,000

28%

$795,000

5 year ARM

$5,136.90

Rates valid on October 2, 2023. The interest rate will be based on the 30-Day Average of the SOFR index as published by the Federal Reserve Bank of New York.

Estimated monthly payment does not include taxes and insurance which will result in a higher monthly payment. For borrowers with less than 20% down payment, mortgage insurance may be needed which could increase the monthly payment and APR. Additional loan programs are available.

Jumbo 7/6 ARM

6.75%

7.689%

1.875%

Purchase Rate Assumptions and APR Information

Today's purchase rates are based on the purchase of a single-family, primary residence, a credit score of 740

NON-CONFORMING LOAN

Jumbo 7/6 ARM

Interest Rate

APR

Purchase Price

Down Payment

Loan Amount

Term

Monthly Payment

6.75%

7.689%

$1,100,000

28%

$795,000

7 year ARM

$5,136.90

Open menu for important rate and payment information.

Rates valid on October 2, 2023. Chart data is for illustrative purposes only, is based upon state loan assumptions and is subject to change without notice. Accuracy is not guaranteed and products may not be available for your situation. This is not a credit decision or a commitment to lend. Estimated monthly payment does not include taxes and insurance which will result in a higher monthly payment. For borrowers with less than 20% equity, mortgage insurance may be needed which could increase the monthly payment and APR. Additional loan programs are available.