Now you can pay for college and graduate school the smart way, with three flexible repayment options and competitive interest rates! The Smart Option Student Loan® is an ideal solution to help you pay for college and graduate school expenses not covered by scholarships and federal loans.Get started
Applying with a creditworthy cosigner may help you qualify! To learn more, start here.
For more information about the Sallie Mae Parent Loan, click here.
For borrowers attending degree-granting institutions.
Sallie Mae® is a non-affiliated third-party partner of Desert Financial Credit Union. Desert Financial makes no warranties or representations about the goods or services offered. The Smart Option Student Loan® for Desert Financial by Sallie Mae Loans is made by Sallie Mae Bank. The Sallie Mae partner referenced is not the creditor for these loans and is compensated by Sallie Mae for the referral of Smart Option Student Loan customers. Sallie Mae, the Sallie Mae logo, and other Sallie Mae names and logos are service marks or registered service marks of Sallie Mae Bank or its subsidiaries. All other names and logos used are the trademarks or service marks of their respective owners.
1Interest rates for Fixed and Deferred Repayment Options are higher than interest rates for the Interest Repayment Option. You’re charged interest starting at disbursement, while in school and during your six-month separation or grace period. When you enter principal and interest repayment, unpaid interest will be added to your loan’s current principal. Variable rates may increase over the life of the loan.