AZ home loan solutions

Variable Rate Line of Credit

Make sure the money you need is there when you need it. From overdraft protection to funds for special purchases. Apply Now

Variable Rate Line of Credit Gives You the Credit You Need

Unexpected expenses happen. Cover yourself when your account balance is low with a personal overdraft line of credit at Desert Financial. Apply for amounts from $1,000 to $20,000. You only pay interest on the amount you use. Variable rates as low as 14.25% APR.1 No application fee. No annual fee.

Plus, your minimum payment is just 3% of the outstanding balance or $25, whichever is greater.

1Annual Percentage Rate (APR) shown effective March 24, 2019 and may change without notice. “As low as” rate assumes excellent borrower credit history and includes a .25% discount which requires (i) enrollment in Relationship Rewards and (ii) Relationship Level of Achieve at the time of application. Additional discounts may apply. Actual rates and APRs dependent upon credit history and type of product. All loans subject to credit approval.