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  • New Loans and Accounts: 602-433-5626
  •  Service: 602-433-7000
  •  Routing # 122187238
A woman making the switch to Desert Financial

MAKE THE SWITCH TO DESERT FINANCIAL

Switching to Desert Financial is as easy as 1, 2, 3! We’ve laid out every step, so you won’t have to worry about a thing. In our printable Switch Kit, you’ll find even more resources to help you stay organized and make changing your bank or credit union a cinch.

Get the Switch Kit

You can also learn more about our products, services and member eligibility requirements. It’s easy to join Desert Financial!

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10 – 20 min.

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20 - 30 min.

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Visit a branch

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20 – 30 min.

OPEN AN ACCOUNT

Banking should be straightforward, secure and tailored to your needs. And that’s exactly what you’ll get when you join Desert Financial — plus great member perks! Find out how we share success with YOU and our community.

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Set up Online Banking.

Sign up for access.

Watch our quick tutorial video.


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Download the Desert Financial Mobile app.


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Set up direct deposit.

Provide our routing number and your account number to your employer.

Desert Financial Routing Number: 122187238


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Activate your debit card.

Call (877) 635-9624 to select your PIN and activate your card. Expect your card in 7-10 days if your account was opened online.

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Set up Bill Pay in Online Banking.

Use the AutoPay feature to pay reoccurring bills (streaming apps, utilities, etc.).

LOG IN NOW

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Close your old accounts.

Lastly, ask your previous bank or credit union to close your accounts.