A woman making the switch to Desert Financial


Switching to Desert Financial is as easy as 1, 2, 3! We’ve laid out each and every step, so you won’t have to worry about a thing. In our printable Switch Kit, you’ll find even more resources to help you stay organized and make your switch a cinch.

Get the Switch Kit

You can also learn more about our products, services and member eligibility requirements. It’s easy to become a member!

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Start your online application
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10 – 25 min.
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Call (602) 335-5003
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20 – 30 min.
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Visit any branch
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20 – 30 min.


Banking should be straightforward, secure and tailored to your needs. And that’s exactly what you’ll get when you bank with us here at Desert Financial. Find out how we have your back.

Visit our home page and click “Sign Up Now” in the login box. You can also enroll in online banking in the Desert Financial app.

If you open your account in a branch, you will receive your card immediately. Otherwise, it will arrive by mail within 7 – 10 days of opening your account.

Order checks here.

Provide your new routing and account numbers to your employer.

Pro tip: You can find our routing number in the top right-hand corner of our home page. To find your account number, log into Online Banking, go to your account, and click the pencil icon. By clicking that icon, you will be able to see all of your account details.

Contact your billing companies or go to Online Banking to set up your new bill payments.

Make a list of the sites, services, apps, etc. to which you make automatic payments, and connect them to your new accounts.

You can download the Desert Financial app from the Apple Store or Google Play.

If you enjoy checking items off your to-do list, we suggest downloading our printable Switch Kit.

Contact your old bank

Ask your previous financial institution to close your accounts; this can be done either over the phone or in person.

Pro tip: The easiest way to transfer your money may be to write yourself a check from your old account and deposit it into your Desert Financial account.