3 Simple Rules to Stop Scammers

With more than six million fraud emails sent every day, it can be hard to tell what’s real from what isn’t. The good news is that you can take steps to protect yourself. Start with the basics — our quick and easy list of the top three things to keep in mind when receiving an email or call that’s supposedly from a business you trust.

Example A

See any missSpelinngs?
Delete and report.

Look for poor grammar and incorrect spelling in the address box, subject and email text.

Look for poor grammar and incorrect spelling in the address box, subject and email text.

Example B

URL look phishy?
Don’t take the bait.

The URL should be going where you'd expect – for example, DesertFinancial.com

The URL should be going where you'd expect – for example, DesertFinancial.com

Computer and email icon

It takes just 1 minute and 22 seconds on average until the first open-and-click of a scam email.

Example A

Are you a lucky winner?
Don’t click.

An example of a fraudulent email.

Pop-up ads for FREE products are typically scams. Steer clear of giveaways unless you hear directly from a reputable source like Desert Financial.

Example B

Is the IRS after you?
Ignore or report voice mail threats.

An example of a text message that may be fraudulent.

Scammers use scare tactics to coerce you into giving them info. When in doubt, call the organization’s official number to verify.

Robocall icon

The arrest warrant robocall made the 2019 IRS “Dirty Dozen” list of the 12 most common tax scams.

Example A

Requesting your login?
Don’t give scammers a free pass(word).

DesertFinancial.com and the Desert Financial app are the only places where you should enter your login.

Example B

Need your PIN to verify?
Stick a pin in that request.

If you do accidentally give out your banking PIN or password, change it immediately and report the fraud to us.

Most companies WILL NOT REIMBURSE YOU for fraudulent charges if YOU provide your personal information to a scammer.

Federally Insured by NCUA | Equal Housing Lender logo Equal Housing Lender

Want to learn more?

Sign up for Secure U, Desert Financial’s free Fraud Prevention School for members.

The material presented here is for educational purposes only, and is not intended to be used as financial, investment, or legal advice.