AUTO LOANS FOR NEW AND USED VEHICLES

Hit the road with your new ride in no time.

Rates as low as
3.89
%
APR 1
 
90
DAYS
to first payment 2
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Choose the local credit union that gives more back.

When you finance your car with Desert Financial, you become a credit union member. That means you get membership benefits like vacation discounts, potential cash rewards and more! Plus, you can feel good knowing that your money helps the community.

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I love this bank. I’ve been a member for years and I am very satisfied. I believe they have the best car loan rates.
— Monica R.

AUTO FINANCING THAT ROCKS

With no application fees and a 90-day break from payments2, you can hit the road with more cash in your pocket.

GET PREAPPROVED

REFI WITH TRIPLE THE PERKS

Love your car, but don’t love your payment? Get preapproved for our Auto Three-Fi, the refinance loan with three great benefits.

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You just saved me close to $2,000! I’m now highly recommending everyone talk with you for an auto loan!
— Robert C .

Today's Rates

New Auto

Rates as low as

3.89%APR

Used Auto

Rates as low as

4.24%APR

VIEW ALL RATES

ESTIMATE MY MONTHLY PAYMENT

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Results received from this calculator are designed for comparative purposes only, and accuracy is not guaranteed.

Choose the local credit union that gives more back.

When you finance your car with Desert Financial, you become a credit union member. That means you get membership benefits with our free Relationship Rewards program. Plus, you can feel good knowing that your money helps the community.

SEE REWARDS OPTIONS

Have Our Experts Call You!

Expand Your Car Buying Knowledge

5 Golden Rules for Buying a New Car

What you should know before visiting a showroom or going on a test drive.

READ THE RULES

What's Best: New or Used?

Choosing a new or used car depends upon what you consider important.

TAKE THE QUIZ

Five Reasons to Refi Your Auto Loan

Refinancing your car, truck or SUV could have some sweet benefits.

LEARN MORE

1Annual Percentage Rate (APR) shown effective August 20, 2019, and may change without notice. “As low as” rate assumes excellent borrower credit history. Additional discounts may apply. Actual rates and APRs dependent upon credit history, type of product, loan term and loan to value (LTV). All loans subject to credit approval. 2First payment may be deferred for up to 90 days from loan date. Your loan will accrue interest during that time. Some restrictions apply. See a representative for details. 3Discounts are for Rewards Member and Rewards Member+ levels only. Relationship Rewards levels may change monthly. See Statements of Terms, Conditions, and Disclosures for full details.